{"id":15,"date":"2026-05-27T06:46:24","date_gmt":"2026-05-27T06:46:24","guid":{"rendered":"https:\/\/ihkh1001-altersvorsorgedepot.com\/?page_id=15"},"modified":"2026-06-07T13:30:46","modified_gmt":"2026-06-07T13:30:46","slug":"home","status":"publish","type":"page","link":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"15\" class=\"elementor elementor-15\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af1b837 e-con e-atomic-element e-flexbox-base e-831d7a7\" data-id=\"af1b837\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"af1b837\">\n    <div class=\"has_eae_slider elementor-element elementor-element-c41237e e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"8604\" data-id=\"c41237e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53cecf4 elementor-widget elementor-widget-text-editor\" data-id=\"53cecf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Available from 1 January 2027<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-897ad31 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"11673\" data-id=\"897ad31\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b540c1d elementor-widget elementor-widget-heading\" data-id=\"b540c1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default translation-block\">Your state-subsidized\n<span style=\"color:#c9a84c\">Retirement Savings<\/span> \u2014 reimagined<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1137bc9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1137bc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Retirement Investment Account combines government grants with ETF returns. Up to \u20ac540 basic allowance per year, tax-free growth and no capital guarantee requirement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5dfb9f1 e-con-full e-flex e-con e-child\" data-eae-slider=\"74112\" data-id=\"5dfb9f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-27e5a0d e-con-full e-flex e-con e-child\" data-eae-slider=\"96387\" data-id=\"27e5a0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df1cca0 elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"df1cca0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/register\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Open Account Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e0d4a98 e-con-full e-flex e-con e-child\" data-eae-slider=\"79021\" data-id=\"e0d4a98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb676cd elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"eb676cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/rechner\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Your Grant<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-4e7fc2a e-con e-atomic-element e-flexbox-base e-b97a87a\" data-id=\"4e7fc2a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4e7fc2a\">\n    <div class=\"has_eae_slider elementor-element elementor-element-53a9bb5 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"50177\" data-id=\"53a9bb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c56e9f6 e-con-full e-flex e-con e-child\" data-eae-slider=\"22777\" data-id=\"c56e9f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96c59cd elementor-widget elementor-widget-text-editor\" data-id=\"96c59cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t01.01.2027\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-360b5bf elementor-widget elementor-widget-text-editor\" data-id=\"360b5bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Launch Date<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-184262e e-con-full e-flex e-con e-child\" data-eae-slider=\"28063\" data-id=\"184262e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-288748d elementor-widget elementor-widget-text-editor\" data-id=\"288748d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u20ac540\/year\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5814639 elementor-widget elementor-widget-text-editor\" data-id=\"5814639\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Max. Grant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-83d33c2 e-con-full e-flex e-con e-child\" data-eae-slider=\"54107\" data-id=\"83d33c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1277355 elementor-widget elementor-widget-text-editor\" data-id=\"1277355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>1% p.a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41fac23 elementor-widget elementor-widget-text-editor\" data-id=\"41fac23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cost Cap<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dea8737 e-con-full e-flex e-con e-child\" data-eae-slider=\"22244\" data-id=\"dea8737\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d7925 elementor-widget elementor-widget-text-editor\" data-id=\"c9d7925\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAll Taxpayers\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ade4e58 elementor-widget elementor-widget-text-editor\" data-id=\"ade4e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEligible\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ff65c49 e-con e-atomic-element e-flexbox-base e-d849926\" data-id=\"ff65c49\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ff65c49\">\n    <div class=\"has_eae_slider elementor-element elementor-element-62eefda e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"48826\" data-id=\"62eefda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9dbd58 elementor-widget elementor-widget-heading\" data-id=\"b9dbd58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why the AVD is better<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-88e7f47 e-con-full e-flex e-con e-child\" data-eae-slider=\"81702\" data-id=\"88e7f47\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-48e65af e-con-full e-flex e-con e-child\" data-eae-slider=\"31820\" data-id=\"48e65af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18222a3 elementor-widget elementor-widget-text-editor\" data-id=\"18222a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udcb0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31a8353 elementor-widget elementor-widget-text-editor\" data-id=\"31a8353\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tUp to \u20ac540 grant\/year\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ce7161 elementor-widget elementor-widget-text-editor\" data-id=\"0ce7161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Government basic allowance plus child allowances<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1fb1a17 e-con-full e-flex e-con e-child\" data-eae-slider=\"46860\" data-id=\"1fb1a17\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bedf7fe elementor-widget elementor-widget-text-editor\" data-id=\"bedf7fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udcc8<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2260dcf elementor-widget elementor-widget-text-editor\" data-id=\"2260dcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tETF-based investing\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd19f2f elementor-widget elementor-widget-text-editor\" data-id=\"dd19f2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No restrictions on where your money is invested<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4b842a0 e-con-full e-flex e-con e-child\" data-eae-slider=\"13725\" data-id=\"4b842a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e6617e elementor-widget elementor-widget-text-editor\" data-id=\"8e6617e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span dir=\"auto\" style=\"vertical-align: inherit;\">\ud83c\udfe6<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d88bdee elementor-widget elementor-widget-text-editor\" data-id=\"d88bdee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTax-free growth\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbe6c5 elementor-widget elementor-widget-text-editor\" data-id=\"7cbe6c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNo tax deducted during the accumulation phase\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-70501a0 e-con-full e-flex e-con e-child\" data-eae-slider=\"81171\" data-id=\"70501a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-079a823 elementor-widget elementor-widget-text-editor\" data-id=\"079a823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udd13<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73a7e1b elementor-widget elementor-widget-text-editor\" data-id=\"73a7e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNo capital guarantee required\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ed364 elementor-widget elementor-widget-text-editor\" data-id=\"49ed364\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFull equity allocation possible \u2014 higher returns\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ae04784 e-con e-atomic-element e-flexbox-base e-9ca61d0\" data-id=\"ae04784\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ae04784\">\n    <div class=\"has_eae_slider elementor-element elementor-element-84dc23e e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"6897\" data-id=\"84dc23e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95533a2 elementor-widget elementor-widget-heading\" data-id=\"95533a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1b03e37 e-con-full e-flex e-con e-child\" data-eae-slider=\"92286\" data-id=\"1b03e37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-967d29e e-con-full e-flex e-con e-child\" data-eae-slider=\"79213\" data-id=\"967d29e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dbbabe elementor-widget elementor-widget-text-editor\" data-id=\"8dbbabe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95794f0 elementor-widget elementor-widget-text-editor\" data-id=\"95794f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tContribute\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5411b2 elementor-widget elementor-widget-text-editor\" data-id=\"a5411b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tMake monthly deposits into your AVD account \u2014 from \u20ac10\/month.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-84d5645 e-con-full e-flex e-con e-child\" data-eae-slider=\"16497\" data-id=\"84d5645\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad339f elementor-widget elementor-widget-text-editor\" data-id=\"6ad339f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>02<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5a33f elementor-widget elementor-widget-text-editor\" data-id=\"dd5a33f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tGovernment tops up\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e861da9 elementor-widget elementor-widget-text-editor\" data-id=\"e861da9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe government transfers your allowance directly into the account.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6816257 e-con-full e-flex e-con e-child\" data-eae-slider=\"74628\" data-id=\"6816257\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-871bd65 elementor-widget elementor-widget-text-editor\" data-id=\"871bd65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>03<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a2d184 elementor-widget elementor-widget-text-editor\" data-id=\"0a2d184\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tBuild wealth\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa2d67 elementor-widget elementor-widget-text-editor\" data-id=\"3aa2d67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYour ETF portfolio grows tax-free until retirement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-8fc4196 e-con e-atomic-element e-flexbox-base e-8fc4196-5888d0c\" data-id=\"8fc4196\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8fc4196\">\n    <div class=\"has_eae_slider elementor-element elementor-element-88ff165 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"10416\" data-id=\"88ff165\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b23bb4 elementor-widget elementor-widget-heading\" data-id=\"5b23bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AVD vs. Riester Pension<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b63303f elementor-widget elementor-widget-text-editor\" data-id=\"b63303f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tWhy the new system is clearly superior\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-528d7cf e-con-full e-flex e-con e-child\" data-eae-slider=\"75335\" data-id=\"528d7cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-13f05b4 e-con-full e-flex e-con e-child\" data-eae-slider=\"59706\" data-id=\"13f05b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c3d2df5 e-con-full e-flex e-con e-child\" data-eae-slider=\"11276\" data-id=\"c3d2df5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e935b64 elementor-widget elementor-widget-text-editor\" data-id=\"e935b64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFeature\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b036412 e-con-full e-flex e-con e-child\" data-eae-slider=\"40371\" data-id=\"b036412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e4f2ae elementor-widget elementor-widget-text-editor\" data-id=\"4e4f2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tRiester Pension (old)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1097b02 e-con-full e-flex e-con e-child\" data-eae-slider=\"68086\" data-id=\"1097b02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-842e217 elementor-widget elementor-widget-text-editor\" data-id=\"842e217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Retirement Investment Account (new)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ffd6f5f e-con-full e-flex e-con e-child\" data-eae-slider=\"10314\" data-id=\"ffd6f5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a66303d e-con-full e-flex e-con e-child\" data-eae-slider=\"6416\" data-id=\"a66303d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1afb511 elementor-widget elementor-widget-text-editor\" data-id=\"1afb511\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tBasic allowance\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-61f3c8d e-con-full e-flex e-con e-child\" data-eae-slider=\"66468\" data-id=\"61f3c8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99989ae elementor-widget elementor-widget-text-editor\" data-id=\"99989ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u20ac175\/year (flat)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ff97268 e-con-full e-flex e-con e-child\" data-eae-slider=\"95016\" data-id=\"ff97268\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbc6fb1 elementor-widget elementor-widget-text-editor\" data-id=\"dbc6fb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tUp to \u20ac540\/year (tiered)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-de65d5a e-con-full e-flex e-con e-child\" data-eae-slider=\"9893\" data-id=\"de65d5a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4ef9a4e e-con-full e-flex e-con e-child\" data-eae-slider=\"10193\" data-id=\"4ef9a4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c631fb8 elementor-widget elementor-widget-text-editor\" data-id=\"c631fb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tChild allowance\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d498233 e-con-full e-flex e-con e-child\" data-eae-slider=\"61335\" data-id=\"d498233\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d260358 elementor-widget elementor-widget-text-editor\" data-id=\"d260358\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u20ac300\/child\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3b70467 e-con-full e-flex e-con e-child\" data-eae-slider=\"16853\" data-id=\"3b70467\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c80320 elementor-widget elementor-widget-text-editor\" data-id=\"5c80320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u20ac300\/child<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ad30087 e-con-full e-flex e-con e-child\" data-eae-slider=\"79719\" data-id=\"ad30087\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0af6ebe e-con-full e-flex e-con e-child\" data-eae-slider=\"84136\" data-id=\"0af6ebe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d20467 elementor-widget elementor-widget-text-editor\" data-id=\"1d20467\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tETF investment\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e0d512f e-con-full e-flex e-con e-child\" data-eae-slider=\"35336\" data-id=\"e0d512f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b5a43c elementor-widget elementor-widget-text-editor\" data-id=\"9b5a43c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u274c Not allowed\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-40c05d1 e-con-full e-flex e-con e-child\" data-eae-slider=\"97560\" data-id=\"40c05d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9eeb0a elementor-widget elementor-widget-text-editor\" data-id=\"d9eeb0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2705 Fully available<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-80cb5f0 e-con-full e-flex e-con e-child\" data-eae-slider=\"99195\" data-id=\"80cb5f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-541ed1f e-con-full e-flex e-con e-child\" data-eae-slider=\"82315\" data-id=\"541ed1f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b5d496 elementor-widget elementor-widget-text-editor\" data-id=\"6b5d496\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCapital guarantee\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6f0c595 e-con-full e-flex e-con e-child\" data-eae-slider=\"59290\" data-id=\"6f0c595\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85de42b elementor-widget elementor-widget-text-editor\" data-id=\"85de42b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u2705 100% mandatory\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-069b5be e-con-full e-flex e-con e-child\" data-eae-slider=\"73254\" data-id=\"069b5be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41e40d7 elementor-widget elementor-widget-text-editor\" data-id=\"41e40d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tOptional (0%, 80%, 100%)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-684669b e-con-full e-flex e-con e-child\" data-eae-slider=\"90224\" data-id=\"684669b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-520d283 e-con-full e-flex e-con e-child\" data-eae-slider=\"69459\" data-id=\"520d283\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d70885e elementor-widget elementor-widget-text-editor\" data-id=\"d70885e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tMax. costs\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ec8194d e-con-full e-flex e-con e-child\" data-eae-slider=\"30447\" data-id=\"ec8194d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b63ec6c elementor-widget elementor-widget-text-editor\" data-id=\"b63ec6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t~2% p.a.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-937ab59 e-con-full e-flex e-con e-child\" data-eae-slider=\"99633\" data-id=\"937ab59\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4970fad elementor-widget elementor-widget-text-editor\" data-id=\"4970fad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t1.0% p.a. (Standard Account)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-951b542 e-con-full e-flex e-con e-child\" data-eae-slider=\"86089\" data-id=\"951b542\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-18b275c e-con-full e-flex e-con e-child\" data-eae-slider=\"50969\" data-id=\"18b275c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52abc8a elementor-widget elementor-widget-text-editor\" data-id=\"52abc8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSelf-employed\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-59111c3 e-con-full e-flex e-con e-child\" data-eae-slider=\"11737\" data-id=\"59111c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-655122c elementor-widget elementor-widget-text-editor\" data-id=\"655122c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u274c Not eligible\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6206eab e-con-full e-flex e-con e-child\" data-eae-slider=\"7643\" data-id=\"6206eab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e17b75c elementor-widget elementor-widget-text-editor\" data-id=\"e17b75c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2705 Eligible<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-764a469 e-con-full e-flex e-con e-child\" data-eae-slider=\"88368\" data-id=\"764a469\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0dbdcc9 e-con-full e-flex e-con e-child\" data-eae-slider=\"20602\" data-id=\"0dbdcc9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-124aa94 elementor-widget elementor-widget-text-editor\" data-id=\"124aa94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTax-free growth\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2f139bd e-con-full e-flex e-con e-child\" data-eae-slider=\"18164\" data-id=\"2f139bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c25af26 elementor-widget elementor-widget-text-editor\" data-id=\"c25af26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u274c\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9886e60 e-con-full e-flex e-con e-child\" data-eae-slider=\"41276\" data-id=\"9886e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-081cd27 elementor-widget elementor-widget-text-editor\" data-id=\"081cd27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2705<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4f552c2 e-con-full e-flex e-con e-child\" data-eae-slider=\"29360\" data-id=\"4f552c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-470f977 e-con-full e-flex e-con e-child\" data-eae-slider=\"67066\" data-id=\"470f977\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e232ac elementor-widget elementor-widget-text-editor\" data-id=\"9e232ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tMarket launch\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6ff8d2d e-con-full e-flex e-con e-child\" data-eae-slider=\"31127\" data-id=\"6ff8d2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52bf4b3 elementor-widget elementor-widget-text-editor\" data-id=\"52bf4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>2001<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9ea9fb8 e-con-full e-flex e-con e-child\" data-eae-slider=\"72227\" data-id=\"9ea9fb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f945093 elementor-widget elementor-widget-text-editor\" data-id=\"f945093\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>1 January 2027<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-5943482 e-con e-atomic-element e-flexbox-base e-5943482-29b4142\" data-id=\"5943482\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5943482\">\n    <div class=\"has_eae_slider elementor-element elementor-element-cf34f85 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"12462\" data-id=\"cf34f85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0eefd24 elementor-widget elementor-widget-heading\" data-id=\"0eefd24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What savers say<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ad5382e e-con-full e-flex e-con e-child\" data-eae-slider=\"17843\" data-id=\"ad5382e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3700afd e-con-full e-flex e-con e-child\" data-eae-slider=\"59534\" data-id=\"3700afd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2769be8 elementor-widget elementor-widget-text-editor\" data-id=\"2769be8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\"With two children I receive almost \u20ac1,200 in grants per year. Better than any savings account.\"\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24c9877 elementor-widget elementor-widget-text-editor\" data-id=\"24c9877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u2014 Markus H., 32\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ee17aa4 e-con-full e-flex e-con e-child\" data-eae-slider=\"24002\" data-id=\"ee17aa4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49ed997 elementor-widget elementor-widget-text-editor\" data-id=\"49ed997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\"As a new graduate I claimed the \u20ac200 bonus. Starting early really pays off.\"\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f2fb4 elementor-widget elementor-widget-text-editor\" data-id=\"f6f2fb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u2014 Sarah K., 24\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dd94248 e-con-full e-flex e-con e-child\" data-eae-slider=\"76587\" data-id=\"dd94248\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74486c1 elementor-widget elementor-widget-text-editor\" data-id=\"74486c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\"Finally a pension product I actually understand. ETFs, transparent costs, real returns.\"\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13eb6eb elementor-widget elementor-widget-text-editor\" data-id=\"13eb6eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u2014 Thomas B., 45\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-014f0a6 e-con e-atomic-element e-flexbox-base e-014f0a6-b911f8d\" data-id=\"014f0a6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"014f0a6\">\n    <div class=\"has_eae_slider elementor-element elementor-element-7cd8e25 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"46350\" data-id=\"7cd8e25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b67afd8 elementor-widget elementor-widget-heading\" data-id=\"b67afd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stay informed<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2756842 elementor-widget elementor-widget-text-editor\" data-id=\"2756842\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Receive the latest AVD updates directly in your inbox.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-751979f elementor-widget elementor-widget-shortcode\" data-id=\"751979f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-84 forminator-design--default forminator-enclosed forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-84\" data-uid=\"6a2cd508222fa\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-84\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-84 forminator-design--default forminator-enclosed forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"84\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"default\" data-grid=\"enclosed\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a2cd508222fa\" action=\"\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-12\"><div class=\"forminator-field\"><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"your@email.com\" id=\"forminator-field-email-1_6a2cd508222fa\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Subscribe<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"81aedf10aa\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/15\" \/><input type=\"hidden\" name=\"form_id\" value=\"84\"><input type=\"hidden\" name=\"page_id\" value=\"15\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Ab 1. Januar 2027 verf\u00fcgbar Deine staatlich gef\u00f6rderte Altersvorsorge \u2014 neu gedacht Das Altersvorsorgedepot vereint staatliche F\u00f6rderung mit ETF-Renditen. Bis zu \u20ac540 Grundzulage pro Jahr, steuerfreies Wachstum und kein Kapitalgarantie-Zwang. Jetzt Konto er\u00f6ffnen Armaturenbrett F\u00f6rderung berechnen 01.01.2027 start \u20ac540\/Jahr Max. F\u00f6rderung 1% p.a. Kostendeckel Alle Steuerpfl.F\u00f6rderberechtigt Warum das AVD besser ist \ud83d\udcb0 Bis zu \u20ac540 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/pages\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":278,"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/pages\/15\/revisions"}],"predecessor-version":[{"id":1184,"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/pages\/15\/revisions\/1184"}],"wp:attachment":[{"href":"https:\/\/ihkh1001-altersvorsorgedepot.com\/en\/wp-json\/wp\/v2\/media?parent=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}