What is a retirement savings account? Everything you need to know
The retirement savings account (AVD) is Germany’s new state-subsidized pension scheme, which will replace the Riester pension from January 1, 2027.
Riester pension vs. AVD: A detailed comparison
We compare the old Riester system with the new retirement savings account and show why switching is advantageous for most savers.
FAQ: Your questions about the retirement savings account answered
The most frequently asked questions about the AVD — from eligibility for funding to the payment phase — answered in a compact and understandable way.